Secure your Savings with a High Interest Savings Account. Best On-Demand Rate in Ireland

Earn returns backed by real business transactions. Trusted by 2,000+ of investors. Transparent, Secure.

Surb Trade Credebt

Term - 12.00%

Maximise your earnings with our Term investment option. Earn up to 12.00% by committing your funds for a longer, predefined duration. Best suited for investors seeking high-yield opportunities with a stable structure.

Fixed - 3.750%

Prefer consistency? Our Fixed option offers a reliable 3.750% return when you lock in your funds for a specific period. A great choice for those looking for secure, short-term growth.

Demand - 3.000%

Stay flexible with our Demand investment option. Access your funds anytime without penalties while earning a steady 3.000% return. Ideal for investors who value liquidity and freedom.

Demand - 3.000%

Stay flexible with our Demand investment option. Access your funds anytime without penalties while earning a steady 3.000% return. Ideal for investors who value liquidity and freedom.Your money works through secure, short-term finance powered by real-world transactions. We invest in Exchange Traded Receivables [ETR] transactions by small companies and payable by large, investment-grade and investment quality corporations. These high-quality receivables are typically backed by sovereign or blue-chip debt and are actively traded on the Credebt Exchange®, where hundreds are bought, sold and settled daily.

Term
12.00%

Fixed
3.750%

Demand
3.000%

Term - 12.00%

Maximize your earnings with our Term investment option. Earn up to 12.00% by committing your funds for a longer, predefined duration. Best suited for investors seeking high-yield opportunities with a stable structure.

Fixed - 3.750%

Prefer consistency? Our Fixed option offers a reliable 3.750% return when you lock in your funds for a specific period. A great choice for those looking for secure, short-term growth.

Demand - 3.000%

Stay flexible with our Demand investment option. Access your funds anytime without penalties while earning a steady 3.000% return. Ideal for investors who value liquidity and freedom.

How Investabill® Works

Surb Trade Credebt

Create an Account

Sign up and verify your identity in just a few minutes.

Surb Trade Credebt

Choose Your Investment

Pick between Demand, Fixed, or Term based on your goals.

Surb Trade Credebt

Earn Returns

Monitor your investments and returns directly in your dashboard.

Why Choose InvestaBill?

Credebt® Guaranteed

10+ Years of Trusted Investor Protection with Credebt® Guarantee

Verified Invoice Trading

We fund short-term invoices with real, vetted businesses.

Stable Returns

Choose risk levels that match your comfort and return goals.

Proven Track Record

Over EUR 300.0m in trade transactions and business transactions

Surb Trade Credebt

EUR 1.5b

TRADED

1,000+

Active Investors

12.00%

Higher Return Rate

100.0%

INVESTOR FUNDS & YIELD RETURNED

12+

Years of Savings Experience
Surb Trade Credebt

What We Invest In

Your money works through secure, short-term finance powered by real-world transactions. We invest in Exchange Traded Receivables [ETR] transactions by small companies and payable by large, investment-grade and investment quality corporations. These high-quality receivables are typically backed by sovereign or blue-chip debt and are actively traded on the Credebt Exchange®, where hundreds are bought, sold and settled daily.

Trade Finance

ETR helps small businesses trade with larger buyers, managed through Credebt Exchange® to ensure liquidity and steady deal flow.

Trade Finance

ETR help small businesses trade with larger buyers, managed through Credebt Exchange® to ensure liquidity and steady deal flow.

Surb Trade Credebt

Compare Investment Options

Option
Demand
Fixed
Term
Return
3.000% p.a.
3.750% p.a.
12.00% (5.969% p.a. compounded)
Duration
No lock-in
12 months
36 months
Liquidity
Fully on-demand
Up to 20.00% can be withdrawn before term
Up to 20.00% can be withdrawn before term annually
Best For
Maximum flexibility, alternative to bank deposits
Balanced growth with limited access
Long-term, high-yield focused investors

Smart Savings for

Smart Investors

Competitive Short-Term Options:

3.000% per annum for flexible, on-demand access.

Higher Annual Yield:

Up to 3.750% effective annual yield with compounding.

Long-Term Growth:

12.00% per annum with 3-year commitment, maximising growth potential.
Note: This example is for illustrative purposes only and does not guarantee specific returns. Actual results may vary based on market conditions and individual investment choices.
Explore how Investabill is transforming the financial landscape and empowering investors.

Calculate Your Potential Returns

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Potential Returns

Your Savings Amount: EUR

1-Year Yield (Demand — 3.000% p.a.): EUR

1-Year Yield (Fixed — 3.750% effective p.a.): EUR

3-Year Return (Term — 12.00% total): EUR

5-Year Return (Growth — 20.00% total): EUR

Note: Fixed, Term, and Growth options may permit partial redemption (e.g., 20%) without losing yield.

The Credebt® Guarantee

Over the past 12+ years, Credebt® has traded EUR 6.0b+ using EUR 300.0m+ of investor funds with zero losses and 100.0% of yields paid. If an ETR doesn’t perform, Credebt® may replace or repurchase it, returning funds with interest. It’s a track record investors can rely on.

Confidence Built on Experience

Backed by a proven multi-tier system designed to safeguard your capital. Insured by AIG for added peace of mind Clear, transparent returns with a reliable investment structure.

Risk Disclosure

All investments carry some level of risk. However, Investabill® offers a unique blend of enhanced security, real liquidity, and on-demand redemption, giving you control and confidence in every decision.

Testimonials

Surb Trade Credebt

Irish business can profit from multitude of corporate finance options on the market

Surb Trade Credebt

Investors can capitalise on companies’ need for cash

Surb Trade Credebt

A flexible approach to SME
finance

Surb Trade Credebt

Ex-AIB chief Doherty joins up with trade finance group Credebt

1.01 What can I save for with Investabill®

Investabill® can be used for any type of savings.
Savings for a ‘rainy ‘day’, for the future, for a holiday or even for your pension if you have a Small Self-Administered Pension scheme

1.02 Is there a maximum or minimum savings amount

It’s probably not worth saving less than EUR 50 or 100 per month and Investabill® is also good for lump sum investments, e.g. current savings in a bank or an inheritance

1.03 Can I withdraw whenever I like

Absolutely. Use the Withdraw button in the Investabill® app. Just remember, if you plan to deposit and withdraw on a regular basis, ensure you use Investabill® Demand. Otherwise we’d suggest Fixed or Term might be a better option

1.04 Can I have more than one savings account

Certainly. Open your first account and then contact the Trade Desk and they’ll create a second account for you. For example, the first account can be for regular long-term savings and the second one is for emergencies

1.05 Can money be split between Demand, Fixed and Term accounts

Yes and we’ll create two or more accounts to make that possible