✕
Demand3.000%
Demand - Standard Yield 3.000% p.a. This is the on-demand alternative to bank deposits that have been the basis for Investabill® for the past 12+ years. Investabill® also offers promotional yields to new investors
Fixed3.750%
Fixed - Standard Yield 3.750% p.a. Funds committed for 12 months. If more than 20.00% is withdrawn prior to term, all interest accrued is automatically lost. Investabill® also offers promotional yields to new investors
Term 12.00%
Term – Standard Yield 12.00%, Funds committed for 3 years and this is the total yield over 36 calendar months. If more than 20.00% is withdrawn, all interest accrued is lost. Investabill® also offers promotional yields

2025-M12 Investabill® Briefing

5/5 - (1 vote)

Investabill ETR® are fixed value Exchange Traded Receivables that are leases, monetary obligations or Bills issued under Contract for assets, goods and services supplied to investment quality† companies, or credit insured invoices from Investment Grade [IG] insurers. As at M12, Credebt Exchange® reported an Active RSA of EUR 72.44m, with EUR 71.51m fully allocated. Investor redemptions decreased to EUR 1.06, while trading activity for M12 totaled EUR 10.39m. Consistent with previous reports, all available ETR were fully utilised.

Credebt Control® collections totaled EUR 7.55m, representing 3.21% of the total value of traded ETR. This will continue to be monitored in M01 of 2026.

Performance

In 2025-M12, trading totaled EUR 10.39m, which is c. 3.21% higher than the EUR 10.07m recorded in 2024-M12. Trading volume decreased by 10.37%, while the value-to-volume ratio continued to rise, reflecting an increase in the value and quality of traded ETR.Investor redemptions decreased to EUR 1.06m in M12 less than EUR 1.65m from the previous month. The Credebt® Index was recorded at 71 for M12. Demonstrating sustained performance, the Construction sector registered the largest trade in M12 at EUR 1.64m.

Trend

ETR standard yield began the month at 2.036% and fluctuated in the beginning of M12, before increasing to 2.051% in the second week.It decreased in the middle of M12, reaching a low of 2.035% before increasing in the latter half of the month, ending at 2.051%. Investor demand remains below requirements. Trade Desk continues to seek additional funding from its existing investor base. The new Equitabill ETS is expected to ‘fill the gap’. The total RSA recorded for M12 was EUR 72.44m

2025-M12 Investabill® Briefing Trade Credebt

2025-M12 ETR Briefing

† Investment quality is a combination of Investment Grade [IG] organisations & other credit worthy organisations, as determined by AIG and other credit rating providers, from time to time.

More Posts Like This