ACCESS AND RETURN BALANCE WITHIN INVESTABILL®

Investors may choose their preferred balance between access and return. Investabill® enables investors to commit funds accessible on-demand, committed for 1 year, or 3 years for a fixed higher return.

ON-DEMAND

2.500%

The on-demand alternative to bank deposits. This has been the basis for Investabill® for the past 10 years.

12 MONTHS

3.000%

Funds are committed for 12 months. Up to 20.00% can be withdrawn prior to term. For additional withdrawals prior to term, some or all interest accrued is forfeited.

36 MONTHS

11.67%*

Funds are committed for 36 months. Up to 20.00% can be withdrawn prior to term each year. For additional withdrawals prior to term, some or all interest accrued is forfeited.

*Compounded rate, once the funds are invested for the full term.

Investabill® Examples

The following are simple examples of how existing Investors have used Investabill® as a cash-equivalent alternative to bank deposits.

As an example, an Investor purchases EUR 100,000 of Investabill® where their investment intermediary negotiates the rate and fixed term with an Exchange Specialist and agrees a Buy rate, or yield of 3.000%. If the funds are invested for the full period and all ETR are fully paid, the Investor would receive EUR 103,000 (net of all costs & fees) in a 12 month period. Reinvestment can be renegotiated.

The following are three recent investment results.

Investabill® Demand Sample

Investor

Secondary School

Funds Source

School Bursary

Value

EUR 700,000.00

Period

12 months

Redemption

Day 297

Yield

EUR 14,437.50

Re-Invested

242 Days Later

Value

EUR 350,000.00

Investabill® Fixed Sample

Investor

Married Couple

Funds Source

Pension Savings

Value

EUR 483,017.00

Period

12 months

Redemption

Day 365

Yield

EUR 14,490.51

Re-Invested

At Maturity

Value

EUR 100,000.00

Investabill® Term Sample

Investor

Private Company

Funds Source

Profits

Value

EUR 150,000.00

Period

36 months

Redemption

At Maturity

Yield

EUR 17,505.00 [coupon encashed]

Re-Invested

At Maturity

Value

EUR 150,000.00

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