Investors

Investabill® enables investors to earn attractive returns on investments in the performance of quality companies globally.

Investments are secure, insured and liquid.
Investors can expect higher returns than bank deposits,
with similar security and liquidity.
To date, investors have put more than EUR 300 million into Investabill®.

There is no minimum or maximum amount that can be invested.
By going through one of our registered intermediaries or
brokers, investors can access the world of Investabill®.
Investors may choose their preferred risk and return option.

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How We Are Different

Many providers focus on their own returns. We take a different approach. It is built upon values of respect and integrity.

By taking the time to understand a business, we provide the right finance and expertise to help that business to succeed. This is a blend of financial acumen, business experience and understanding. We take a real interest in companies’ success.

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What We Invest In

Funds are invested in Exchange Traded Receivables [ETR]. An ETR is an invoice, raised by a small company payable by a large Investment quality debtor company. ETR are typically a sovereign and/or blue chip debt that
is then traded on Credebt Exchange®. Hundreds of these ETR are bought, sold and settled on a daily basis. All ETR are purchased at a discount that generates the investors’ return.

 

HOW FUNDS ARE USED

Investment funds are used to purchase:

TRADE FINANCE – ETR is the finance that enables smaller companies to conduct commercial transactions with larger companies. These ETR are bought, sold, and managed through Trade Credebt®, our dedicated Trade Finance company.

ASSET FINANCE – ETR are also used to finance large plant, industrial machinery and ships.Equity in ships and shipping assets’ ETR are bought, sold and managed through our dedicated shipping finance company, Credebt Shipping®

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The Risks

All investments carry risk. However, Investabill® is built to minimize risk, using robust investment systems & procedures.

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Investor Returns

Investors can choose between 3 Investabill options, to suit their individual investors’ requirements – FLO:

Fixed3.000%  yield p.a. – funds committed for 12 months, and cannot be withdrawn or requested prior to term.

Long-Term3.750% yield p.a. compounded – funds committed for 3 years, i.e. 36 calendar months and if withdrawn prior to term, all interest accrued is automatically lost.

On Demand2.500% yield p.a – this is the existing on-demand alternative to bank deposits that have been the basis for Investabill® for the past 10 years

Returns are subject to Capital Gains Tax.

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Liquidity

As a ‘cash equivalent’ and alternative to bank deposits, Investabill® are a liquid investment. Early redemption is possible. When an Investor cancels an investment prior to the agreed maturity date, Credebt Exchange® ensures that it can be liquidated promptly.

Investors can have their investment returned in the times set out below

Investabill® Examples

Investor purchases EUR 100,000 of Investabill® where their investment intermediary negotiates the rate and fixed term with an Exchange Specialist and agrees a buy rate, or yield of 3.000%. If the funds are invested for the full period and all ETR are fully paid, net of all costs and fees, the Investor would receive EUR 103,000 in a
12 month period. Reinvestment can be renegotiated. The following are three recent investment results. Investabill® does not deduct any tax from investments in ETR. Investors are advised to consult a qualified tax advisor or accountant in the country where they are a permanent resident.

Example 1

Investabill® Demand Sample

Investor

Secondary School

Funds Source

School Bursary

Value

EUR 700,000.00

Period

12 months

Redemption

Day 297

Yield

EUR 14,437.50

Re-Invested

242 Days Later

Value

EUR 350,000.00

Example 2

Investabill® Fixed Sample

Investor

Married Couple

Funds Source

Pension Savings

Value

EUR 483,017.00

Period

12 months

Redemption

Day 365

Yield

EUR 14,490.51

Re-Invested

At Maturity

Value

EUR 100,000.00

Example 3

Investabill® Term Sample

Investor

Private Company

Funds Source

Profits

Value

EUR 150,000.00

Period

36 months

Redemption

At Maturity

Yield

EUR 17,505.00 [coupon encashed]

Re-Invested

At Maturity

Value

EUR 150,000.00

Tax Example

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