A smarter alternative to bank deposits
If your savings are sitting in a bank account earning next to nothing, there is a better option. Investabill® offers straightforward, protected savings with returns that actually make a difference.
Credebt® Guarantee
AIG Insurance
Note: Fixed and Term allow for 20.00% redemption without affecting Yield
Your rate options
Whether you want instant access or higher long-term returns, there is an option built for you. Every option is protected by the same institutional-grade security.
Why investors choose us
We built Investabill around one principle: your money should be protected at every level. Here is how we deliver on that promise.
Backed by over a decade of operational history, the Credebt® Guarantee provides a structural layer of protection for every euro invested.
Globally recognised insurance coverage adds another level of security, so your capital is protected by an institutional safety net.
A multi-tiered system designed to shield your savings from risk — so you can focus on what your money is earning, not whether it is safe.
Getting started
Opening an Investabill® account is simple. No complex paperwork, no hidden fees, no long waiting periods.
Answer a few short questions and we will recommend the savings option that best fits your goals — whether that is flexibility, fixed returns, or long-term growth.
Our guided process walks you through everything step by step. Most applicants are finished in under five minutes.
Once approved, your savings begin earning from day one. You can monitor your account, withdraw on demand, or reinvest for compounding returns.
Your options explained
Each option is designed for a different kind of saver. Pick the one that matches how you think about your money.
The flexible option for people who want better returns than a bank account but still need access to their funds.
Commit your savings for 12 months and earn a higher fixed return. Up to 20.00% can be withdrawn each year if needed.
The highest-yield option for savers who can commit for three years. Returns compound over the full investment period.
Common questions
Traditional bank deposits in Ireland currently offer yields well below inflation. Investabill provides significantly higher returns — 3.000% fixed — while maintaining institutional-grade protections including AIG insurance and the Credebt Guarantee.
Yes. Your capital is protected by a multi-tiered system that includes insurance from AIG, the Credebt® Guarantee, and a structured capital protection framework. Investabill® has operated for over 12+ years with zero capital losses to investors.
There is no minimum investment amount. Whether you are starting with a smaller sum or placing a larger deposit, Investabill is designed to accommodate all levels of savings.
With the On-Demand option, you can withdraw at any time. For Fixed and Term products, up to 20.00% of your balance can be withdrawn each year. Full details are provided during the application process.
Investabill® is not regulated by the Central Bank of Ireland. Regulated does not mean protected. Credebt® is self regulated and funds the Credebt Guarantee® to protect investors. If Credebt® was regulated by the Central Bank of Ireland, it could not offer the yields or protection listed on this website.
Returns are subject to Capital Gains Tax rather than DIRT, depending on your residency status. The annual CGT personal allowance of EUR 1,270 can be a meaningful saving compared to Deposit Interest Retention Tax [DIRT]. We recommend consulting your tax adviser.
Take the first step
See which option suits you best. The whole process takes less than five minutes, and there is no obligation to proceed.