Demand 4.250%
Demand - yielding 4.250% PA, This is the on-demand alternative to bank deposits that have been the basis for Investabill® for the past 10 years.
Fixed 5.000%
Fixed - yielding 5.000% PA, Funds committed for 12 months and if withdrawn prior to term, all interest accrued is automatically lost.
Term 19.000%
Term – yielding 19.000%, Funds committed for 3 years, i.e. 36 calendar months and if withdrawn prior to term, all interest accrued is automatically lost.

2015-Q3 ETR Briefing

Investabill ETR are fixed value Exchange Traded Receivables, that are loans or bills issued under contract for goods and services supplied to investment quality† companies, or credit insured invoices from Investment Grade [IG] insurers. As at Q3, Credebt Exchange® held RSA of EUR 63.3m+, with EUR 13.2m allocated and EUR 1.39m of Investor redemptions transacted. 9-Quarters trading totalled EUR 54.4m+ trades with all available ETR utilised.

Treasury performance down 12.1% to 87.1% at EUR 10.7m of settled ETR due to RPA ending & new RPA replacements.

Performance

2015-Q3 ETR trade value dropped 10.7% below Q2 due to seasonality & RPA expirations. Total creditors & debtors increased to 1,100+ with a total YTD trade of EUR 30.8m. Daily volumes increased by 17.4% on Q2. Highest single value trade was in September at EUR 0.21m. Total current RSA increased 16.4% to EUR 63.3m+

Trend

Yield continued to trend downwards and dipped below predictions of 3.25% at an average yield of 3.24% for Q3. Yield will stabilise at this rate until Y/E. Continued strong Originator supply expected for remainder of 2015. Additional capacity for RPA in excess of EUR 84.7m+ available in Q3 with new institutional demand of EUR 20.0m+ remained ‘subject to contract’ for the period.

2015-Q3 ETR Briefing Trade Credebt

2015-Q3 ETR Briefing

† Investment quality is a combination of Investment Grade [IG] organisations & other credit worthy organisations, as determined by AIG and other credit rating providers, from time to time

Other briefings

  • 2014-Q3 ETR Briefing

    2014-Q3 was the third quarter of normal trading for Credebt Exchange®. Debtors increased to 390+ with the total trade value of €13.1m YTD. Daily volumes increased by 17% on the previous quarter, 2014-Q2. Highest single value trade was in July at € 0.38m...

  • 2015-Q4 ETR Briefing

    2015-Q4 ETR trade returned to strong growth and an increase of 24.3% above Q3. Total creditors & debtors increased to 1,300+ with a total annual trade of EUR 45.7m. Daily volumes increased by 6.1% on Q3. Highest single value trade in the Year was in…

  • 2016-Q3 ETR Briefing

    2016-Q3 ETR trade volumes increases were stable at 15.00% compared to 2016-Q2. Total creditors & debtors increased to c.2,750 with total trade of EUR 25.1m in the period. Daily volumes were stable and consistent with average annual trend. Highest single value trade was in M09...

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