Demand 4.250%
Demand - yielding 4.250% PA, This is the on-demand alternative to bank deposits that have been the basis for Investabill® for the past 10 years.
Fixed 5.000%
Fixed - yielding 5.000% PA, Funds committed for 12 months and if withdrawn prior to term, all interest accrued is automatically lost.
Term 19.000%
Term – yielding 19.000%, Funds committed for 3 years, i.e. 36 calendar months and if withdrawn prior to term, all interest accrued is automatically lost.

2019-M01 ETR Briefing

Investabill ETR® are fixed value Exchange Traded Receivables that are loans or bills issued under contract for goods and services supplied to investment quality† companies, or credit insured invoices from Investment Grade [IG] insurers. As at M01, Credebt Exchange® held Active RSA of EUR 76.68m, with EUR 22.08m allocated. Investors redeemed EUR 0.63m in the period and trading for M01 was EUR 5.92m+ with all available ETR utilised.

Treasury collections performance at EUR 7.90m of settled ETR was greater than trade value for the month. Trading for the month was largely below demand and repayments.

Performance

2019-M01 v 2018-M01 continued its significant increase in trade volume by 67.25% but with a disimprovement in the trade value that was down by 10.13%, year-on-year. Total trade for the month was EUR 5.93m and was below expectations. Disappointing beginning to 2019 that is expected to change by Q/E. Total creditors & debtors were c.5.0k. Highest single value trade was EUR 0.21m. Total trade for the period was EUR 5.93m

Trend

Yield increased by 10bps in the period rising from 2.044% to 2.141% in the month. As a narrow spread this continues to be driven by the stabilised supply v demand as the year begins. The Branch Network initiative has opened its first Local Branches with the second Branch opening in M02. Available Active RPA capacity was EUR 76.68m+

2019-M01 ETR Briefing Trade Credebt

2019-M01 ETR Briefing

† Investment quality is a combination of Investment Grade [IG] organisations & other credit worthy organisations, as determined by AIG and other credit rating providers, from time to time

Other briefings

  • 2019-M03 ETR Briefing

    2019-M03 v 2018-M03 showed a strong increase in trade volume of 43.03% with a very strong improvement in the trade value that increased by 68.32%, year-on-year. Total trade for the year was EUR 21.50m showing an overall increase for the Exchange of c.70.00%...

  • 2019-M06 ETR Briefing

    2019-M06 v 2018-M06 showed the same trade volume of but with a significant drop in trade value of more than 32.65% in the month. Total trade for the year was EUR 47.87m showing an overall year-on-year decrease for the Exchange of c.5.46%. Trading for 2019-M06…

  • 2019-M10 ETR Briefing

    2019-M10 v 2018-M10 showed an easing in trade volume decrease to -13.48% with trade value decrease easing to -26.22%. SME access to trade credit continues to be a negative factor. The Credebt® Index of 94 indicates a favourable market for the Exchange for Q4 and…

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