Demand 4.250%
Demand - yielding 4.250% PA, This is the on-demand alternative to bank deposits that have been the basis for Investabill® for the past 10 years.
Fixed 5.000%
Fixed - yielding 5.000% PA, Funds committed for 12 months and if withdrawn prior to term, all interest accrued is automatically lost.
Term 19.000%
Term – yielding 19.000%, Funds committed for 3 years, i.e. 36 calendar months and if withdrawn prior to term, all interest accrued is automatically lost.

2021-M04 ETR Briefing

Investabill ETR® are fixed value Exchange Traded Receivables that are leases, monetary obligations or bills issued under contract for assets, goods and services supplied to investment quality† companies, or credit insured invoices from Investment Grade [IG] insurers. As at M04, Credebt Exchange® held Active RSA of EUR 17.64m, with EUR 23.93m fully allocated. Investors net redemptions were EUR 0.41m in the period with trading of EUR 13.16m+ and all ETR utilised.

Treasury collections at EUR 11.69m of settled ETR was in line with that of Trading. A continued strong improvement in origination indicating a repeat of 2020’s performance overall.

Performance

2020-M04 v 2021-M04 shows a very strong doubling in trade value at c.EUR 13.16m and 1,012 in volumes. This continues to show that year-on-year, 2021-04 performance is only 6.643% off 2020-04’s results. Unlike March, Investors’ withdrawals eased to c.EUR 0.41m and is more consistent with prior years. The Credebt® Index dropped sharply to a decent 90. Total credebtors was c.6.3k+ with the largest single trade finance deal at EUR 1.21m

Trend

Yield started at c.1.766% and was artificially boosted by the Exchange to end at 2.061%. This boost was to specifically introduced to increase Investor funds in May. With negative bank yields of c.1.000% it make the c.2.750% positive from ETR good for Investors in the short-term market. Leasabill ETR® 2-Year has been postponed to H2. Total RSA was EUR 17.64m+

2021-M04 ETR Briefing Trade Credebt

2021-M04 ETR Briefing

† Investment quality is a combination of Investment Grade [IG] organisations & other credit worthy organisations, as determined by AIG and other credit rating providers, from time to time

Other briefings

  • 2021-M08 ETR Briefing

    2020-M08 v 2021-M08 remained strong and was greater in value by some 31.00%. Volumes may have been lower but overall 2021 YTD v 2020 shows 2021 lower by less than 7.000%. There was an uncharacteristic increase in Investors’ withdrawals at c.EUR 1.29m as they moved…

  • 2020-M04 ETR Briefing

    2020-M04 v 2019-M04 showed a decrease of 67.95% in trade volume, due to Covid-19 but there is a continued overall trade value increase YTD of 16.48%. Investor withdrawals returned to its month-on-month average. The Credebt® Index is down 10 but remains high at 107...

  • 2021-M07 ETR Briefing

    2020-M07 v 2021-M07 remained strong but failed to beat the value of PPE trades in July of 2020. Although trade volumes were up by c.7.00%, year-on-year 2021-H1 v. 2020-H1 is behind by almost 8.000%. Investors’ withdrawals remain stable and consistent at c.EUR 0.56m...

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