Demand 0.000%
Demand - yielding 0.000% PA, This is the on-demand alternative to bank deposits that have been the basis for Investabill® for the past 10 years.
Fixed 0.000%
Fixed - yielding 0.000% PA, Funds committed for 12 months and if withdrawn prior to term, all interest accrued is automatically lost.
Term 0.00%
Term – yielding 0.00%, Funds committed for 3 years, i.e. 36 calendar months and if withdrawn prior to term, all interest accrued is automatically lost.

2025-M01 Investabill® Briefing

Investabill ETR® are fixed value Exchange Traded Receivables that are leases, monetary obligations or Bills issued under Contract for assets, goods and services supplied to investment quality† companies, or credit insured invoices from Investment Grade [IG] insurers. As at M01, Credebt Exchange® reported an Active RSA of EUR 46.88m, with EUR 62.87m fully allocated. Investor redemptions decreased to EUR 0.28m, while trading activity for M01 totaled EUR 4.53m. Consistent with previous reports, all available ETR were fully utilised.

Credebt Control® collections totaled EUR 6.59m, representing 45.52% of the total value of traded ETR. This will continue to be monitored in 2025 M02

Performance

In 2025-M01, trading totaled EUR 4.53m, which is c. 49.20% lower than the EUR 8.91m recorded in 2024-M01. Trading volume declined by 15.75%, while the value-to-volume ratio continued to rise, reflecting an increase in the value and quality of traded ETR. Investor redemptions decreased in M01 to EUR 0.28m, from EUR 2.71m the previous month. The Credebt® Index stayed steady at 66 payment days for M01. A construction trade was the largest in M01 at GBP 1.02m

Trend

ETR standard yield began the month at 2.161% and remained steady throughout the first week of M01. It started to rapidly decline in the middle of the month, reaching a low of 2.115% before slowly increasing towards the end of the month to finish at 2.139%. Investor demand remains below expectations, prompting the Trade Desk to seek additional funding from institutional investors. The new Equitabill ETS are expected to meet market demand for regulated products. The total RSA recorded for M01 was EUR 46.88m

2025-M01 Investabill® Briefing Trade Credebt

2025 M1 ETR Briefing

† Investment quality is a combination of Investment Grade [IG] organisations & other credit worthy organisations, as determined by AIG and other credit rating providers, from time to time

Other briefings

  • 2025-M03 Investabill® Briefing

    Investabill ETR® are fixed value Exchange Traded Receivables that are leases, monetary obligations or Bills issued under Contract for assets, goods and services supplied to investment quality† companies, or credit insured ...

  • 2025-M02 Investabill® Briefing

    Investabill ETR® are fixed value Exchange Traded Receivables that are leases, monetary obligations or Bills issued under Contract for assets, goods and services supplied to investment quality† companies, or credit insured invoices from Investment Grade [IG] insurers...

  • 2024-M01 Investabill® Briefing

    Trading in 2023-M01 was recorded at EUR 16.03m v EUR 8.91m in 2024-M01, down by c.44.00% for the start of 2024. Despite this, our volumes remained above previous years because the value to volume ratio remained constant throughout the year with higher value...

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