Demand 3.500%
Demand - yielding 3.500% PA, This is the on-demand alternative to bank deposits that have been the basis for Investabill® for the past 10 years.
Fixed 4.250%
Fixed - yielding 4.250% PA, Funds committed for 12 months and if withdrawn prior to term, all interest accrued is automatically lost.
Term 15.00%
Term – yielding 15.00%, Funds committed for 3 years, i.e. 36 calendar months and if withdrawn prior to term, all interest accrued is automatically lost.

2025-M02 Investabill® Briefing

Investabill ETR® are fixed value Exchange Traded Receivables that are leases, monetary obligations or Bills issued under Contract for assets, goods and services supplied to investment quality† companies, or credit insured invoices from Investment Grade [IG] insurers. As at M02, Credebt Exchange® reported an Active RSA of EUR 50.83m, with EUR 66.93m fully allocated. Investor redemptions increased to EUR 0.51m, while trading activity for M02 totaled EUR 15.09m. Consistent with previous reports, all available ETR were fully utilised.

Credebt Control® collections totaled EUR 6.81m, representing 54.87% of the total value of traded ETR. This will continue to be monitored in 2025 M03

Performance

In 2025-M02, trading totaled EUR 15.09m, which is c.44% lower than the EUR 27.24m recorded in 2024-M02. Trading volume declined by 52.20%, while the value-to-volume ratio continued to rise, reflecting an increase in the value and quality of traded ETR. Investor redemptions increased in M02 to EUR 0.51m and is greater than the EUR 0.28m from the previous month. The Credebt® Index was 72 for M02 and is close to the standard of 74. A construction trade was the largest in M02 at GBP 4.96m

Trend

ETR standard yield began the month at 2.152% and fluctuated slightly throughout the first half of M02, reaching a low of 2.115%. It remained steady during the middle of the month before sharply increasing towards the end of the month and reaching a high of 2.168%. Investor demand remains below requirements. Trade Desk continues to seek additional funding from its existing investor base. The new Equitabill ETS is expected to ‘fill the gap’ by mid-2025. The total RSA recorded for M02 was EUR 50.83m

2025-M02 Investabill® Briefing Trade Credebt

2025 M2 ETR Briefing

† Investment quality is a combination of Investment Grade [IG] organisations & other credit worthy organisations, as determined by AIG and other credit rating providers, from time to time

Other briefings

  • 2025-M03 Investabill® Briefing

    Investabill ETR® are fixed value Exchange Traded Receivables that are leases, monetary obligations or Bills issued under Contract for assets, goods and services supplied to investment quality† companies, or credit insured ...

  • 2025-M01 Investabill® Briefing

    Investabill ETR® are fixed value Exchange Traded Receivables that are leases, monetary obligations or Bills issued under Contract for assets, goods and services supplied to investment quality† companies, or credit insured invoices from Investment Grade [IG] ...

  • 2024-M02 Investabill® Briefing

    Trading in 2023-M02 was recorded at EUR 17.42m v EUR 27.24m in 2024-M02, which was increased by c.56.00% for February of 2024. Our volumes remained above previous years because the value to volume ratio remained constant throughout the year with higher value and quality...

More Posts Like This