Demand3.000%
Demand - yielding 3.000% PA, This is the on-demand alternative to bank deposits that have been the basis for Investabill® for the past 10 years.
Fixed3.750%
Fixed - yielding 3.750% PA, Funds committed for 12 months and if withdrawn prior to term, all interest accrued is automatically lost.
Term 12.00%
Term – yielding 12.00%, Funds committed for 3 years, i.e. 36 calendar months and if withdrawn prior to term, all interest accrued is automatically lost.

2025-M05 Investabill® Briefing

Investabill ETR® are fixed value Exchange Traded Receivables that are leases, monetary obligations or Bills issued under Contract for assets, goods and services supplied to investment quality† companies, or credit insured invoices from Investment Grade [IG] insurers. As at M05, Credebt Exchange® reported an Active RSA of EUR 50.95m, with EUR 68.59m fully allocated. Investor redemptions increased to EUR 1.32m, while trading activity for M05 totaled EUR 6.12m. Consistent with previous reports, all available ETR were fully utilised.

Credebt Control® collections totaled EUR 2.71m, representing 55.00% than the total value of traded ETR. This will continue to be monitored in M06.

Performance

In 2025-M05, trading totaled EUR 6.12m, which is c.36% lower than the EUR 11.79m recorded in 2024-M05. Trading volume decreased by 0.93%, while the value-to-volume ratio continued to rise, reflecting an increase in the value and quality of traded ETR. Investor redemptions increased to EUR 1.32m in M05 more than EUR 1.16m from the previous month. The Credebt® Index was recorded at 67 for M04. Demonstrating sustained performance, the Shipping sector registered the largest trade in M05 at USD 365k.

Trend

ETR standard yield began the month at 2.106% and increased throughout the first half of M05, reaching of 2.128% by mid-month. It fluctuated slightly during the middle of the month before levelling off and ending M05 at 2.128%. Investor demand remains below requirements. Trade Desk continues to seek additional funding from its existing investor base. The new Equitabill ETS is expected to ‘fill the gap’ by mid-2025. The total RSA recorded for M05 was EUR 50.95m

2025-M05 Investabill® Briefing Trade Credebt

2025 M05 ETR Briefing

† Investment quality is a combination of Investment Grade [IG] organisations & other credit worthy organisations, as determined by AIG and other credit rating providers, from time to time.

Other briefings

  • 2025-M08 Investabill® Briefing

    Trading in 2024-M07 was EUR 84.12m and was c.12.00% higher than the EUR 70.31m recorded in 2023-M06. Volume remained down by 18.35% as the value to volume ratio continues its increase in line with higher value and quality traded ETR...

  • 2025-M06 Investabill® Briefing

    Trading in 2024-M07 was EUR 84.12m and was c.12.00% higher than the EUR 70.31m recorded in 2023-M06. Volume remained down by 18.35% as the value to volume ratio continues its increase in line with higher value and quality traded ETR...

  • 2025-M03 Investabill® Briefing

    Trading in 2024-M07 was EUR 84.12m and was c.12.00% higher than the EUR 70.31m recorded in 2023-M06. Volume remained down by 18.35% as the value to volume ratio continues its increase in line with higher value and quality traded ETR...

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