System Architecture

The overall architecture of Credebt Exchange® is finalised ready for production and line programming.  The system’s language, structure, design, flow and detailed specifications are all completed…

Development Commences

Continuing its research in parallel, the development of Credebt Exchange® begins with the emphasis on using an ECN with high-speed transactions, ease of use and military-grade security…

Research Commences

Credebt Exchange® market research begins by focusing on investment vehicles and strategies used by larger corporations using ECN and OTC fixed income markets…

Solving the Credit Issue

The founders of Credebt Exchange® commit to solving the issue using their business experience, their knowledge of the financial markets…

Credit Crisis Deepens

Founders of Credebt Exchange® continue to monitor the availability of credit, specifically as it relates to the Small & Medium Enterprise [SME] sector. The debt situation worsens …

4-Tier Capital Protection

Investors’ funds are protected using 4-Tier Capital Protection, as follows:

• ETR Off-Set – ETR not Settled (i.e. paid in full) are replaced with Eligible ETR
• Originator Reserve – paid from Reserve on all Traded ETR (averages 10% of all ETR)

Originator credit insurance protection

• Credebt Exchange® loss and default reserve – paid from founders funds†; and/or
• AIG insurance

• Selling model, as opposed to a lending model
• No liens & no personal guarantees
• Low discount rates & no ‘face value’ charge
• Access up to 90% of your invoices’ value quickly

• Single Membership fee, regardless of volume
• Payment terms can be greater than 90 days
• Not required to sell all invoices/entire ‘book’
• No long term contract & leave at any time

• No ‘Debtor Concentration’ (i.e. no maximum value per Debtor)
• Block trading & trade automation are possible
• No retrospective, refactoring, or review fees
• Simple, streamlined online reporting