Bank Busting Deposits Get between 3.000% and 12.00%
*Rates Include DIRT of 33.00% added back
More than just a savings account, it’s peace of mind. Grow your savings with our flexible, insured solutions designed to protect your capital and deliver results.
Tailored saving options with up to 12.00% effective annual yield
Flexible access to your funds, with returns you can trust
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"Investabill has provided me with secure, high-yield savings that have consistently outperformed any other savings options. "
Trusted by 2k+ clients from all over Ireland
Earn 4.000% Fixed Yield p.a.
Save with confidence knowing that your funds are safeguarded through our industry-leading protection measures.
Bank busting deposit rates. Get 3.000% demand, 3.750% 1 year Fixed Term and 12.00% on 3 year term*
*Rates include DIRT of 33.00% added back.
Earn 4.000% Fixed Yield p.a.
Flexible solutions tailored to your financial ambitions, each designed to maximise returns and offer security.
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Choose the investment path that aligns with your goals.
Earn 4.000% Fixed Yield p.a.
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Start growing your savings with Investabill’s trusted platform.
Earn 4.000% Fixed
Yield p.a.
Note: This example is for illustrative purposes only and does not guarantee specific returns. Actual results may vary based on market conditions and individual savings choices.
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Earn 4.000% Fixed Yield p.a.
How are Investabill rates much higher than banks?
Banks have massive overheads (branches, staff, legacy systems) that eat into the interest they can pay you. We operate as a lean digital platform. Furthermore, we connect investors directly to corporate credit markets—similar to how banks invest your money to make high returns for themselves. We simply cut out the middleman and pass that “wholesale” rate back to you.
Are the Yield returns guaranteed?
The rate is fixed, meaning it does not fluctuate with market volatility like stocks or crypto. Your return is contractually agreed upon at the start of the term, allowing you to plan your income with certainty.
Can I withdraw my funds anytime?
Yes, you can withdraw funds through the Investabill® app. For regular withdrawals, the Demand account is best, while Fixed or Term accounts suit longer commitments.
What is the Credebt® Guarantee?
Backed by Reserves of c.EUR 50.0m, the Credebt® Guarantee protects your savings by replacing or repurchasing distressed trades, ensuring returns are delivered as agreed.
Why haven't I heard of Investabill® before?
Until now, investabill® was available only through specialist advisers. We’ve now made it accessible to everyone seeking better returns.
Where is my money actually held?
Your capital is not held in Investabill’s operating accounts. Client funds are held in segregated client accounts with Barclays Bank Ireland, Plc. in Quistclose investors’ accounts segregated and separated from Credebt® company funds.
What happens if Credebt® ceases trading?
Because your funds are held in segregated Quistclose investors’ accounts (and/or backed by specific corporate assets), your capital is ring-fenced from our operational liabilities. This legal structure is designed to protect investors regardless of the company’s operational status.
How secure are my savings?
All savings are protected by the Credebt® Guarantee and AIG, ensuring your capital is safeguarded with over a decade of proven reliability.
Can I have more than one savings account?
Yes. You can have multiple accounts in your own name, shared and co-owned accounts and multiple pension accounts too.
What tax applies to my returns?
Returns on Investabill accounts are subject to Capital Gains Tax (CGT), which is often more favorable compared to the higher Deposit Interest Retention Tax (DIRT) applied to traditional savings accounts.