Demand 4.250%
Demand - yielding 4.250% PA, This is the on-demand alternative to bank deposits that have been the basis for Investabill® for the past 10 years.
Fixed 5.000%
Fixed - yielding 5.000% PA, Funds committed for 12 months and if withdrawn prior to term, all interest accrued is automatically lost.
Term 19.000%
Term – yielding 19.000%, Funds committed for 3 years, i.e. 36 calendar months and if withdrawn prior to term, all interest accrued is automatically lost.

2020-M12 ETR Briefing

Investabill ETR® are fixed value Exchange Traded Receivabless that are leases, monetary obligations or bills issued under contract for assets, goods and services supplied to investment quality† companies, or credit insured invoices from Investment Grade [IG] insurers. As at M12, Credebt Exchange® held Active RSA of EUR 18.20m, with EUR 32.38m fully allocated. Investors net redemptions were EUR 0.92m in the period with trading of EUR 7.10m+ and all ETR utilised.

Treasury collections at EUR 9.91m of settled ETR were significantly above that of Trading. Partly as a result of the lower trading levels in M011 and seasonally typical for Y/E.

Performance

2020-Y/E v 2019-Y/E trade value was 56.36% higher at c.EUR 157.95m to Y/E. Continued international trade finance deals support this business sector as it develops into 2021. Trade volumes were also 11.45% higher than the 2019 year’s results. Investors withdrawals of c.EUR 0.91m were higher than usual. The Credebt® Index decreased to 96 and remains below that of 2019. Total credebtors was c.6.2k+ and the largest single trade finance deal was EUR 0.41m.

Trend

Yield remains below its ‘ceiling’ of c1.900%. It ended at c.1.830%, dipping just below 1.800% mid-month. However, with bank deposits’ negative yields of c.1.000%, it remains c.2.250% to the positive for Investors for the near to short-term. To boost Investor returns, a 2-Year Leasabill® at 2.750% will open in 2021-H1. Total RSA was EUR 18.20m+

2020-M12 ETR Briefing Trade Credebt

2020-M12 ETR Briefing

† Investment quality is a combination of Investment Grade [IG] organisations & other credit worthy organisations, as determined by AIG and other credit rating providers, from time to time

Other briefings

  • 2020-M03 ETR Briefing

    2020-M03 v 2019-M03 showed a slight decrease in trade volume of 8.17% but a continued trade value increase of 14.32%. Covid-19 impacted Investor withdrawals but trading continues to strengthen favourably as the Credebt® Index hit 117. The market for the Exchange continues...

  • 2020-M04 ETR Briefing

    2020-M04 v 2019-M04 showed a decrease of 67.95% in trade volume, due to Covid-19 but there is a continued overall trade value increase YTD of 16.48%. Investor withdrawals returned to its month-on-month average. The Credebt® Index is down 10 but remains high at 107...

  • 2020-M05 ETR Briefing

    2020-M05 v 2019-M05 showed a decrease of 57.29% in trade volume, due to Covid-19 but overall trade value remains marginally up at 6.63%. There was less than EUR 100.0k Investor withdrawals during the month. The Credebt® Index almost hit another all-time high at 115...

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